Walmart is one of the most homely names in the United States of America. Think of it this way- you probably spell out Walmart more than you say your own name on average.
You have been living on Mars if you are not at least aware of what Walmart is.
Well, for starters, Walmart Inc. is one of the biggest operating networks of retail stores and e-Commerce businesses globally. The company is popular for its strategy of “everyday low prices” related to the wide variety of products that it sells which stretches from home goods, electronics, apparel, food, and more.
At present, Walmart is operating in 20 countries with almost 10,500 outlets, clubs, and eCommerce websites.
The competitors of Walmart include traditional retailers like Target Corp. and eCommerce business organizations like Amazon.com Inc.
Not only retailing or eCommerce, Walmart is also popular for its banking services, which is an easily available option to people who do not have a bank account or are in immediate need of banking benefits.
Walmart Money Center is your go-to option if you are looking for banking services at Walmart. However, there are some conditions.
The options at the Walmart Money Center might be more limited compared to what most banks offer.
In this article, I will not just be particularly talking about what time does Walmart Money Center open but also about the other benefits and limitations that you get trying to avail of banking benefits from Walmart Money Center.
Contents
What Is Walmart Money Center?
Same as any other banking service, Walmart Money Center provides services, including money transfers, check cashing, or checking accounts.
This is a very convenient way for shoppers to get access to the banking benefits while they are shopping or for a selected category of individuals who do not have access to a bank account.
“Walmart’s MoneyCenter offers customers convenient, safe and affordable access to a variety of financial services … at their local Walmart store. We’re working hard to bring the same value we bring customers across our stores to help with their financial needs as well.”
- LeMia Jenkins of Walmart Corporate Communications tells Clark.com
What Time Does Walmart Money Center Open And Close?
Before jumping into any other discussion about the Walmart Money Center, I feel it is important for you to know what time does Walmart
Money Center open and close.
It would be really inconvenient for anyone to go there only to see that it is close.
The general operation hours for Walmart Money Center are between 8:00 am to 8:00 pm.
The timing is constant from Monday to Saturday; however, the hours change to 10:00 am to 6:00 pm on Sundays.
The centers remain closed on holidays.
However, these operating hours may vary depending on the location of the outlets; therefore, it is always better to double-check with your local store before you head out.
In that case, click here to get a location near you.
Search by your ZIP code, and then go to Details of your desired store.
If you see “money services” enlisted, it means your outlet has a Money Center.
Walmart Money Center Services
Now that you know of the preferable timings of the Money Center services at Walmart, let us know what the exact services that you can get your hands on at Walmart are.
Let us now take a deep dive into the banking offerings by Walmart Money Center.
Check Cashing
Out of all the services, check cashing is one of the most popular services that Walmart Money Center offers.
You will only need a valid government identity in order to get your checks cashed at Walmart.
Here is a list of checks that are eligible for cashing at Walmart:
- Paychecks
- Tax Refund Checks
- Government Checks’
- Cashiers’ Checks
- Insurance Settlement Checks
The maximum check cashing limit is primarily $5,000.
During the taxation periods, the limit increases to $7,500.
Walmart charges a check cashing fee on the amount that you are cashing. If the amount is up to $1,000, the fee is $4, and if it exceeds $1,000, you are to pay $8 as a fee. This amount is deducted from the total amount that you wish to cash.
Payment Of Bills
Walmart Money Center allows you to pay for a variety of bills, including your rent, phone, credit card, cable, mortgage, phone, utilities, etc.
In several states, Walmart also allows you to pay an inmate or pay for child support.
Over 15,000 vendors’ real-time, same-day, or next-day bill payment is also available.
To pay your bills through Walmart, you will need the following information:
- Name of company
- Account number
- Account to pay to
- A debit card or cash to make a payment
- For payments above $900, a photo ID is required
As for the charges, Walmart claims that the fees may vary depending on the biller and delivery speed.
Money Transfers
You can access the money transferring benefits to send money to your friends or family almost anywhere in the world.
You get two available options for this transfering money:
- Walmart2Walmart
- Walmart2World
With Walmart2Walmart, you can send money to any Walmart outlet operating in the 50 U.S. states and Puerto Rico.
However, Walmart2World allows you to transfer money to any MoneyGram location in over 200 countries globally.
You will need a photo ID and U.S. currency or a PIN-based debit card in order to transfer the money. In maximum cases, the recipient will receive the money in just 10 minutes.
Tax Services
By partnering with Jackson Hewitt, Walmart also provides seasonal tax preparation services.
You will find about 3,000 Jackson Hewitt kiosks in almost every Walmart outlet, primarily between January to April of each year.
One can get the option of either getting an appointment or dropping by anytime to have your taxes done.
You are required to carry the following necessities in order to do your taxes at Walmart:
- Earning statement, W-2, paystub, and other income verifications
- Driving license(s)
- Social Security number(s)
- Federal and state tax returns of the previous year
- Birth dates and Social Security numbers of dependents.
There are other services that you will also find available at the Walmart Money Center, like the BlueBird or the Capital One Walmart Rewards Card.
You may visit your nearest Walmart store to get more details regarding the money services that it offers.
The Bottom Line
This article was not just focused on what time does Walmart Money Center open or when it closes, but its goal was to provide you with all the necessary insights about Walmart Money Center because it is a more convenient option to complete your regular financial transaction at a place where you visit almost regularly and that too at low charges.
Continue Reading:
