How to save money on groceries? If you are reading this, you are trying to limit your grocery budget. It is tough to live in a city where billboards, advertisements, and gigantic retail outlets are always calling you out.
But your pocket does not permit it all the time. So, how do you reduce your expenses on grocery shopping? How to save money while having all the necessary groceries and food? I have the answer to that question.
You can change your shopping habits, think mindfully, calculate better, and wait for offers and discounts. Well, does not sound too convincing, does it? I get it. That is why I suggest going through this article. Here are some worth-using tips for reducing the costs of grocery shopping.
Make A List
The first thing you should be thinking of when wanting to save money on groceries is overspending. When I was living with my previous roomie, I had to spend more money every month because he had this habit of overspending. I know Walmart and Spencer groceries are cheaper at times, but that should not make your palm itch to swipe that credit card.
You can avoid this when you start listing down things you need. Plan, budget, and list down essential things that come under your budget. If you are an impulse buyer and easily give into the retail marketing tricks, confining yourself to necessary groceries will help you save on your budget – no matter how cheap the sausages are.
Meal Prep For The Week
Killing two birds with one stone, is that even possible? Well, I don’t know about killing birds, but you can totally save your money on groceries while also ensuring you have the right nutrition.
In fact, you will be killing more birds; for instance, if you do not have enough time to cook every day, then this is a good option to consider. Meal prep for the week means preparing meals for the coming week.
Cooking and eating individual meals every day takes a lot out of you. But, if you want, you can do meal prep for a week and avoid wastage of time, money, and food at once, and that’s three birds with one stone.
Use Grocery Shopping Apps
How to save money on groceries? Good thing you asked. You can use different grocery savings apps to reduce your spending on groceries. No, this does not ensure reducing spending. But you will definitely earn some cashback.
There are apps that let you shop online and get cashback on shopping. Once you shop from your favorite retail shop using these payment apps, you will get significant cashback to reduce spending on grocery shopping. You will get this cashback on delivery apps like Instamart, Dunzo, and Big Basket.
The Rule Of 60 30 10
So, if you are already aware of the 50-30 20 rule of money, you would love to know about this rule. This has become very popular lately. You will save your money and balance your nutrition through grocery shopping; sounds like a plan?
First, you will spend 60% of your budget on whole grains like rice, millet, bread, pulses, vegetables, and fruits. Then you will spend 30% of the budget on protein-based foods like fish, meat, eggs, nuts, and dairy. Now, for the rest of the 10% budget, you can spend on processed foods, snacks, and more.
Subscribe To Loyalty Programs
You can enroll in a customer loyalty program to reduce the cost of grocery shopping. That way you can save up more money on shopping. Most loyalty programs provide you with different exclusive discounts and coupons that help you slash the costs of grocery shopping.
Also, you can avail of the membership for a small fee and get the groceries delivered home for free with added discounts. Sounds amazing, right? However, please analyze if these programs will be beneficial for you or not.
Local And Seasonal
How to save money on groceries? You are asking this question and have not thought of shopping from local stores this whole time. If you are buying from the local farmers or sellers who grow vegetables and sell them to make a living, you will save so much.
In addition, the nutritional value of these groceries is more than the ones rotting in cold storage for months. Also, seasonal fruits and vegetables have different health benefits and are also cheaper.
Keep Your Eyes Out For Sales
If you are going to that local retail store every weekend and literally know all the corners, you should have also seen some flyers and discount banners. You might as well receive their newsletters and promotions on their social media for discounted groceries.
Why not use that information and the opportunity to shop? Keep an eye out for sales and the best deals on groceries. When you see the best deals, you can buy necessary groceries for a cheaper and stock them at home.
Do Not Go Grocery Shopping Everyday
Just because the place is close by, you cannot make any excuse to go there everyday and shop on impulse. Limiting your visit to the grocery shop is a good way to save on your grocery shopping. When you stop going to the retail store too often, you have lesser chances of impulse shopping.
Do Not Go On an Empty Stomach
I know that this does not sound too convincing. But hear me out. Do not risk going to retail stores on an empty stomach. When you are hungry, you might end up shopping too much.
No, not just groceries; you might also spend some money on unnecessary snacks and processed foods. This will lead to an unhealthy lifestyle.
How to save money on grocery shopping? Well, I guess I have provided some helpful tips on that. Once you go through these tips and use them wisely, you will be able to save up more money on grocery shopping.
Please let us know if you have found this article helpful. However, if you have more queries like this, then you can let us know. We will answer them for you.